Idaho & Washington Insurance Defense Attorneys

Ramsden, Marfice, Ealy & Harris, LLP provides comprehensive representation to insurance carriers and their insureds in claims evaluation, coverage analysis, declaratory actions, alternate dispute resolution, and claims defense. Our insurance defense attorneys have experience in all types of insurance disputes, including first-party and third-party claims. We have been retained to evaluate a broad range of coverage issues, including bad faith, property damage, and comprehensive general liability exposure.

Bodily Injury & Property Damage Claims

RMEH represents insurers and insureds in negligence claims involving bodily injury and property damage. In addition to litigating third-party claims, our insurance defense lawyers represent insurers in arbitration of uninsured and underinsured (UM and UIM) claims.

Professional Liability Defense

Our lawyers have extensive background in professional liability defense, representing healthcare professionals, accountants, attorneys, real estate brokers, architects, and engineers throughout Idaho and Washington in cases alleging malpractice and breach of fiduciary duties.

Our insurance defense attorneys have advocated on behalf of healthcare providers in lawsuits alleging professional negligence. We represent engineers, architects, and building contractors in cases involving alleged design and construction defects, negligence, and statutory violations.

Construction Defect Claims

Ramsden, Marfice, Ealy & Harris has experience defending claims involving:

  • Defective structural design
  • Defective construction
  • Roofing defects
  • Foundation defects
  • Site drainage problems

We represent contractors, engineers, and design professionals. We also represent insurers in evaluating coverage issues related to construction defect claims.

Environmental Claims

RMEH has defended a variety of environmental claims involving pollution and contamination, soil and groundwater, underground storage tanks, and toxic buildings. Our insurance defense attorneys also represent contractors and product manufacturers on claims involving environmental damage.


Subrogation, or loss recovery, is also a part of our insurance defense practice. Over the years, we have obtained subrogation recoveries for insurers through litigation, mediation, and negotiated settlements. We also assist insurers in evaluating and preparing for inter-company arbitration of subrogation claims.

Representative Clients

  • Underwriters at Lloyds
  • Northwest Physicians Mutual Insurance Company
  • Horace Mann Insurance Company
  • Liberty Mutual Insurance Company
  • Physicians Insurance
  • Attorneys Liability Protection Society (ALPS)
  • Safeco
  • Grange Insurance Company
  • General Electric Medical Protective Company
  • Unitrin
  • Financial Indemnity Company
  • Rice Insurance Services Company
  • Medmarc
  • CNA